You want to be the best mom possible.

In fact, your kids are pretty much the greatest thing that ever happened to you. And your whole world revolves around making sure they have every opportunity to be their very best selves.

But it’s not always easy – the early mornings, the late nights, the crazy schedule. Not to mention making sure everything fits neatly into this month’s budget – that can be stressful!

In fact, it feels like most days you’re short on time and money. 

That’s why I’m here. To help you navigate your time, your money, and your family so this wonderful, crazy life you’re living doesn’t have to feel stretched so thin.

Hi, I’m Melissa Ringstaff and I’ve been a mom for quite a while! Nearly 30 years have gone by since I gave birth to my first born child. I’ve raised five kids and invested a whole lot of time, money, and tears into making sure they had the very best life possible.

With three kids already grown, married, or in college and two teen girls still at home, I find it crazy how they keep me busier than ever.

Short on Time and Money was created for busy women who are looking for balance.